Challenging the Traditional Insurance Model — My Conversation with Arie van Gemeren of Lombard Equities

Last week, I had the opportunity to sit down with Arie van Gemeren, founder of Lombard Equities, for a deep dive into one of the most misunderstood — and most powerful — tools for business owners today: captive insurance.

Arie and his team at Lombard Equities are at the forefront of helping business owners, family offices, and investors challenge conventional thinking. Their firm focuses on helping clients grow and preserve wealth through smarter capital strategies — which is why the topic of building your own insurance company was such a natural fit for this conversation.

 

In the episode, we covered:

 Why traditional insurance often feels broken — and how captives help businesses flip the script

 How companies are reducing premiums, improving cash flow, and recapturing underwriting profits

 Real-world examples of businesses that turned insurance from an expense into a profit center

 Common misconceptions about captives — and the truth behind regulatory, tax, and capital requirements

 How captives fit into a larger wealth-building and risk management strategy

 

Captive insurance is no longer exclusive to Fortune 500 companies. Businesses across industries are now using this model to better manage risk and regain control of premium dollars.

 

 Listen to the full episode here: Buzzsprout Link »

 Prefer to read? Arie shared a detailed recap on Substack: Read the article »

 Join the conversation on LinkedIn: View the post »

 

If you’ve ever wondered how to take control of your risk, lower your insurance costs, and turn premiums into a strategic advantage — this episode is worth a listen.

Want to explore if captive insurance makes sense for your business? Let’s connect.

https://calendly.com/tdefede-unionrisk/15min

Stay safe and prosperous!